CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with XTB Limited. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with XTB Limited. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with XTB Limited. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Investment Plans

A smarter way to invest your savings

A new smartphone, apartment, or maybe retirement? Whatever your goal is, Investment Plans can help you achieve it: conveniently, without complications, and with a minimum amount of time spent.

 

Your capital is at risk. The value of your investments may go up or down.

 

 

CREATE YOUR PLAN

What distinguishes this product?

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Beginner-friendly solution
Our intuitive interface allows you to easily build your DIY Plan and invest specified amounts that will be automatically allocated between funds in your portfolio. Thanks to the low entry threshold you can start investing from only £15.
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Effortless money management
Open, close and edit your Plans at any time and manage them as you wish. Set up auto investing for regular deposits and withdrawals. Don't think about regular payments we will do it for you.
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Zero-commission investing

All your investments under the Plan are commission-free up to 100 000 EUR equivalent monthly turnover. Transaction above this limit will be charged with 0.2% commission (min. 10 GBP). If you invest in foreign ETFs a 0.5% currency conversion fee may apply.

Execute your Investment Plans

  • New electronics
    Have your eyes set on next year's product launch? Start investing even small amounts, so you can afford to buy them as soon as they are released.
  • Travel
    Are you planning your next holiday? Or maybe you dream of travelling around the world? Start building your Plan for your next desired trip today!
  • Your own goal
    Regardless of what your goals are or the duration of your time horizon is, our solution will guide you through the steps to successfully achieve them.

OPEN ACCOUNT

Powered by 350+ ETFs

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Designed for passive investing
An ETF is a listed fund on the stock exchange that comprises a diverse range of instruments, including stocks, bonds, or commodities. By investing in a single ETF, you gain exposure to a chosen industry, index, or region. This characteristic makes ETFs an excellent choice for secure, long-term investments.
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Flexibility you are looking for
Exchange-Traded Funds (ETFs) are actively traded on stock exchanges, providing you the flexibility to effortlessly buy, sell, and monitor the value of your investments at your convenience—just like with traditional shares.
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Low managament costs
All your investments under the Plan are commission-free equivalent up to 100 000 EUR monthly turnover. Transactions above this limit will be charged with 0.2% commission (min. 10 GBP.) If you invest in foreign ETFs a 0.5% currency conversion fee may apply.

Create a plan in no time

1. Choose your preferred ETFs
Build your portfolio based on over 350+ ETFs, differing in composition, rate of return, or rating.

 

2. Allocate your funds
You don't have to calculate anything - just set what percentage of your Plan's amount should be invested in each ETF.

3. Make a deposit
You can start investing from as little as 15 GBP with a range of deposit methods, including free and instant ones. Set up auto investing for regular deposits and withdrawals

4. Put your money to work

OPEN ACCOUNT

Earn 4.5% interest on your GBP uninvested funds

No balance limits

At XTB, we’re always looking to enhance your trading experience. This means your uninvested funds can work harder for you while you wait for the perfect investment opportunity. No need to take any additional action. Any uninvested GBP in your XTB account will automatically start accruing interest.

Learn more

Why choose XTB Investment Plans?

Discover the unique features that make Investment Plans such a unique solution for passive investing
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Simplicity
The intuitive interface of Investment Plans lets you easily build and manage a desired portfolio.
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Diversity
Over 350 ETFs will give you exposure to a range of sectors and industries from all over the world.
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Accessibility
Thanks to the low entry threshold you can start creating your plans from just 15 GBP.
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Transparency
Access essential details about your preferred ETFs, as rating, portfolio composition or performance over the years.
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Flexibility
You can open and close your plans at any time. Quick deposits and withdrawals, allow you to maintain full control over your money.
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No overpaying

All your investments under the Plan are commission-free equivalent up to 100 000 EUR monthly turnover. Transactions above this limit will be charged with 0.2% commission (min. 10 GBP.) If you invest in foreign ETFs a 0.5% currency conversion fee may apply.

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Do you have more questions?

Setting up and running Investment Plans at XTB is completely free of charge.

A complete list of all ETFs available on offer can be found here.

No, there is no commission as long as your monthly turnover does not exceed the equivalent of 100 000 EUR (then commission 0.2%, min. 10 GBP).  0.5% currency conversion cost may also apply.

It is possible to run up to 10 Investment Plans simultaneously (all plans are free to run).

The minimum investment amount under Investment Plans is 15 GBP. 

No, there is no minimum period. You decide exactly how long your investments will last.

The financial instruments we offer are risky. Invest responsibly.

 

When making investment decisions, you should be guided by your own judgment. More information is available in the Risk Declaration, available at www.xtb.com.

 

XTB Limited is authorised and regulated by the UK Financial Conduct Authority (FRN 522157) with its registered and trading office at Level 9, One Canada Square, Canary Wharf, E14 5AA, London, United Kingdom (company number 07227848).